给年轻人的三个理财建议。

一瑞·达利欧一。聪明投资者点击头像更多精彩视频。

我想给这一代年轻人 would say three things to your generation three recommendations.，三个有关理财的建议。

第一条建议是，要认真考虑你的储蓄。你拥有多少存款，and how much money do you have for savings？要重视并去核算你手中的储蓄。And to value savings and calculate it，因为储蓄就意味着自主和保障。

第二条建议，我应该怎么把钱存好？The second thing is how do I save well？当你考虑这一点的时候，What should put my saving in when thinkingabout what you should put your saving in the glass in？你可以想想，我应该把存款储放到什么地方？

在你看来，Realize that the least risk investment that you.think from 金价 is the least risk investment.，波动性最小的投资就是风险最小的投资，也就是现金。

而它却是这段时间内最糟糕的投资。

如果通胀率达到了2%或3%，而你只从中赚到了1%或2%，and you&39;re earning1%，你还需要每年交2%的税。you&39;re going to get 保胎d essentially at 2 % a，这会成为一个棘手的问题。And that&39;s going to be a problem.，所以你应该把钱投资于其他的资产。So you have to move into assets that are other 这么做所获得的回报会更好。that are going to do better over a period of time，当你这么干的时候，And when you do that 我能告诉你最重要的事情。the most important thing Il can 装夹 to you is to 亩产y well，我可以向你保证。because I can guarantee you that one of those fa bi you 想，如果你只押注其中一支资产，那么你很有可能无法做出正确的选择。and you won&39;t be able to pick the right one，所以你要去选择不同的国家。So pick different countries 选择不同类别的资产，pick different asset classes.这是第二点要学习的地方。So that would be the second thing to learn 认真考虑进行分散投资。make sure that you think about the diversifcation of that the opposite of what your 生水 for you &39;re going to play the game the game pirate in the game，你必须得逆向而行，不能人云亦云。it has to be the opposite of what your 生水 in the crowd says，因为市场表现反应的。because the market 奠定 the crowd.，就是大众情绪和心理。所以你要在没人买入的情况下大胆入手。

So you want to buy when no one wants to buy the water to fa going to do it，在没人出售的情况下果断出售。如果你要理财的话，if you&39;re going to do it in the same that are 悲凉 air edge of 打下 ace AI.因为投资时机和你的直觉是相反的。because they&39;re opposite your instincts.